HB Capital LLC. provides small business loan alternatives to small business owners who own existing businesses. We fund all types of business including those who do not qualify for traditional bank loans due to bad credit, limited credit history, high risk designation or any other reason. We do not require business plans to approve funding, and we need no personal guarantee of collateral from business owners seeking our merchant cash advances. Essentially, when we give a merchant cash advance we are purchasing a portion of your future sales.